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How teachers make mistakes before retirement

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As teachers approach retirement, they must prepare carefully for a smooth transition.

Diaspora digital media (DDM) reviled how many teachers make mistakes that affect their financial security and emotional well-being.

Being aware of these pitfalls can help them avoid unnecessary stress.

Here are common mistakes teachers make before retirement and how to avoid them.

1. Neglecting Self-Care

Teachers often prioritize students’ needs over their own health.

Neglecting self-care can lead to physical and mental exhaustion.

Many teachers retire feeling burnt out and emotionally drained.

Long-term stress can cause serious health problems after retirement.

Ignoring exercise, sleep, and a balanced diet affects overall well-being.

How to Avoid This Mistake

Schedule regular medical check-ups to monitor your health.

Develop hobbies outside of teaching to reduce stress.

Create a work-life balance to maintain energy levels.

Exercise regularly to stay active and healthy.

Practice mindfulness and relaxation techniques to manage stress.

2. Failing to Plan Financially for Retirement

Some teachers assume their pension will cover all expenses.

Pension benefits may not be enough for rising living costs.

Unexpected medical bills can drain savings quickly.

Lack of investments and savings can cause financial struggles.

Failing to plan early reduces retirement income opportunities.

How to Avoid This Mistake

Consult a financial advisor for a retirement plan.

Start saving early to secure financial stability.

Diversify income sources through investments and side businesses.

Estimate future expenses to determine necessary savings.

Consider health insurance plans to cover medical costs.

3. Overlooking Estate Planning

Many teachers forget to create a will or trust.

Without an estate plan, legal disputes may arise.

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Family members may face difficulties accessing assets.

Unclear directives can lead to unwanted financial consequences.

A proper estate plan ensures assets go to intended beneficiaries.

How to Avoid This Mistake

Create a will to outline asset distribution.

Set up a trust to manage financial resources.

Appoint a power of attorney for financial decisions.

Update estate documents regularly to reflect changes.

Seek legal advice for proper estate planning.

4. Ignoring Mental and Emotional Preparation

Retirement brings significant lifestyle changes for teachers.

Many struggle with the loss of daily routines.

Without preparation, they may feel isolated and unfulfilled.

Mental readiness is essential for a happy retirement.

Engaging in new activities can ease this transition.

How to Avoid This Mistake

Develop new interests outside of teaching.

Join social groups to stay engaged with others.

Consider part-time work or volunteering for fulfillment.

Maintain friendships and professional connections.

Plan post-retirement activities to stay mentally active.

5. Delaying Retirement Planning Until the Last Minute

Some teachers procrastinate on important financial decisions.

Waiting too long reduces available retirement benefits.

Late planning increases financial stress and uncertainty.

Missed opportunities can impact long-term financial security.

A structured plan ensures a smooth transition.

How to Avoid This Mistake

Start planning retirement at least ten years in advance.

Consult professionals to understand available benefits.

Explore phased retirement options for a gradual transition.

Review pension plans and investment portfolios regularly.

Set clear financial goals for retirement.

6. Failing to Mentor a Successor or Leave a Legacy

Some teachers retire without mentoring younger colleagues.

Lack of guidance can affect school operations.

Experience and knowledge should be passed on effectively.

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A strong legacy benefits future educators and students.

Planning ahead ensures a lasting impact in education.

How to Avoid This Mistake

Mentor younger teachers before leaving the profession.

Share lesson plans and classroom management strategies.

Document important teaching materials for future reference.

Engage in education-related activities after retirement.

Continue contributing to the teaching community.

7. Missing Out on Retirement Perks and Benefits

Many retired teachers miss out on valuable discounts.

Educational organizations offer exclusive retirement benefits.

Travel perks and insurance plans are available.

Lack of awareness leads to unnecessary expenses.

Maximizing benefits enhances retirement life quality.

How to Avoid This Mistake

Research available retirement benefits before retiring.

Join teacher retirement associations for resources.

Utilize discounts on travel, healthcare, and shopping.

Stay informed about pension adjustments and policy changes.

Take advantage of available financial support programs.

8. Overlooking Health Insurance and Medical Care Plans

Healthcare costs can be a major burden in retirement.

Some teachers fail to secure proper medical coverage.

Without insurance, unexpected expenses may arise.

Medical bills can quickly deplete retirement savings.

A solid healthcare plan is essential for retirees.

How to Avoid This Mistake

Understand available healthcare options before retiring.

Consider long-term care insurance for added security.

Stay proactive about preventive health measures.

Research government-sponsored medical programs.

Budget for future medical expenses.

Conclusion

Retirement should be a fulfilling and stress-free phase.

Proper planning ensures financial and emotional stability.

Teachers must prepare early for a smooth transition.

Avoiding these mistakes leads to a rewarding retirement.

Take proactive steps today to secure a better future.

 

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Education

Odumegwu Ojukwu Varsity VC appointment: Where Is Justice, Where Is Merit in Soludo’s “Light of the Nation”?

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By Ekene Okoye

The Anambra State government prides itself on being the “Light of the Nation”, a shining symbol of justice, fairness, and merit.

Governor Charles Chukwuma Soludo, the state’s chief advocate of reform, often stresses transparency and integrity as guiding principles of his administration.

Yet, the recent appointment of Professor Kate Azuka Omenugha as the substantive Vice Chancellor of Chukwuemeka Odumegwu Ojukwu University (COOU) casts a long and troubling shadow over that claim.

At the centre of the matter is a simple, searing question: How does a government that swears by justice and merit justify bypassing the top three constitutionally recommended candidates, only to hand the role to someone who came a distant fifth?

A Flawed Beginning

The story begins on 18 December 2024 with a botched Senate election under the supervision of then–Acting Vice Chancellor, Prof. Omenugha. That exercise, meant to produce three Senate representatives for the Joint Council/Senate Selection Committee, collapsed amid allegations of irregularities. It took the intervention of Governor Soludo himself, through the Council’s Chairman, for the exercise to be annulled.

The process was restarted on 9 July 2025 under close scrutiny by the Honourable Commissioner for Education, -Ngozi Chuma-Udeh. This time, observers agreed, credibility was restored.

For the first time in COOU’s 25-year history, the university was on track to conduct a transparent, rigorous selection process worthy of its mandate.

That optimism peaked on 30–31 July, when seven respected members of the Selection Committee interviewed shortlisted candidates. Their scores were clear.

Prof. Chike Osegbue (83%)

Prof. Leonard Onuba (81%)

Prof. Chukwudi Onyeaghana Okani (78%)

Prof. Omenugha? She came fifth with 73%, trailing behind.

What the Law Says

The COOU Law of 2014 is unambiguous. Ordinance II(4)(d) stipulates that the Visitor (the Governor) must appoint the Vice Chancellor from a list of top three candidates recommended by Council, arranged in order of merit.

The Council is required not only to recommend these top three but to justify the ranking, with the candidate in first place presented as the institution’s preferred choice.

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On August 1, 2025, Pro-Chancellor Prof. Chidi Odinkalu, Chairman of Council, formally transmitted the report of this transparent process to Gov Soludo.

The Governor himself commended the Council’s rigorous and credible work, describing the process as “transparent and credible.”

Yet, in a stunning twist, the letter signed by Secretary to the State Government, Prof. Solo Chukwulobelu, announced that the Visitor had appointed Prof. Omenugha, ranked fifth, citing benchmarks entirely alien to the COOU Law.

Where Is Justice? Where Is Merit?

The question must be asked again: Where is justice? Where is merit? And, where is the enabling Law?

The three candidates who labored through a transparent process were not only qualified but ranked higher by a legally constituted Selection Committee.

To disregard them and elevate someone who was not statutorily before the Visitor is not just questionable, it is unlawful.

For a government that proclaims itself as the custodian of light and meritocracy, this action casts doubt on its integrity.

What example does this set for the thousands of COOU students who are taught that hard work, fairness, and merit lead to reward? What message is being sent to staff who participated in good faith in the process, only to see their voices sidelined?

A Dangerous Precedent

This is no trivial matter. Universities are sacred spaces of learning, where meritocracy is the bedrock of advancement.

By appointing someone who came fifth, the Anambra government has set a precedent that undermines the institution’s credibility and damages its moral authority.

Already, the appointment has sparked outrage within and even outside the university community. Staff and students alike describe a sense of betrayal, mourning the loss of what had seemed like a golden opportunity to restore the university’s battered image.

The COOU Collective has rejected the appointment, calling it a “flagrant abuse” of the law and urging the Visitor to reverse course.

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The 2014 Visitation Panel’s Report had warned against such manipulations, insisting that “all organs involved in appointing the Vice Chancellor must duly and fully comply with the provisions of the University Statute to confer legitimacy on the chosen candidate.” That advice has now been trampled upon.

Political Interference and the Erosion of Trust

Critics argue that this imposition reeks of political interference, reducing the university to a pawn in partisan calculations. It drags COOU back a decade in its struggle to build a reputation as a credible center of learning.

The tragedy is that this violation came precisely at the moment when COOU had, for the first time in its 25 years, conducted a process that was transparent, credible, and fair.

For once, merit had spoken. But rather than listen, the state government chose to silence it.

 

When political power disregards institutional autonomy, the very fabric of education is compromised.

How can COOU lecturers demand excellence from students when the government itself refuses to honor the principle of merit?

Soludo’s Contradictions

Gov Soludo is no ordinary politician. A former Central Bank Governor and respected academic who has often positioned himself as a reformist leader committed to transparency and justice.

Yet, in this case, his government has taken a path that contradicts those very ideals.

How can a government that brands itself as the “Light of the Nation” operate in darkness when it comes to its own university? How can a leader who rose through academic merit sanction an appointment that spits on the very idea of meritocracy?

The Human Cost

This is not just a bureaucratic squabble. Real people are affected. The morale of the staff who participated in the process has been shattered.

Students now wonder whether their degrees carry the weight of an institution that respects the law.

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Alumni question whether their alma mater can continue to command national and international respect.

By appointing someone who lacks legitimacy in the eyes of the law, the government has weakened the university’s ability to attract serious scholars and global partnerships.

In the long run, it is the people of Anambra, and Nigeria at large, who will pay the price.

A Call for Reversal

The COOU Law is clear. The process was transparent. The merit list was produced. Yet, merit was discarded.

The university community, staff, students, and alumni must resist this imposition, not out of malice toward Prof. Omenugha but out of love for the university and the principles that sustain higher education.

To accept this appointment is to normalize illegality, to accept that hard work and integrity no longer matter in Anambra’s premier state university.

The state government must urgently reverse this decision and appoint the top-ranked candidate, in line with the law.

Anything less is a betrayal not only of COOU but of the ideals that Anambra claims to uphold.

Light or Darkness?

This episode forces a painful reckoning. Will Anambra remain the “Light of the Nation,” shining as an example of justice and merit? Or will it sink into the murky waters of political convenience, where rules are bent and institutions hijacked?

In the case of COOU, the path is clear: justice demands that the law be obeyed, and merit must prevail. Anything else is darkness masquerading as light.

The students of COOU deserve better. The staff deserve better. Anambra deserves better.

If the Soludo administration cannot uphold justice in the appointment of a Vice Chancellor, how can it be trusted to uphold justice anywhere else?

The future of education in Anambra hangs in the balance. The question remains: Gov Soludo, where is justice? Where is merit?

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Education

U.S. Revokes 6,000 International Student Visas

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The United States government has revoked more than 6,000 student visas, citing violations of U.S. law and security threats.

The State Department confirmed the decision in a statement to the BBC, stressing that officials will not tolerate crimes or actions that threaten national safety.

According to the report, most of the visa cancellations came from students who committed serious offenses. These included assault, burglary, and driving under the influence (DUI).

The government also linked a portion of the cases to what it described as “support for terrorism.”

The announcement marks another step in Washington’s tough immigration crackdown under the Trump administration.

Authorities have increasingly tightened the rules for international students, especially those from countries facing political conflicts.

While the department did not clearly define what it meant by “support for terrorism,” it pointed toward student protests over Palestine.

Officials claimed some of these demonstrations included antisemitic behavior, which triggered further scrutiny.

Out of the 6,000 visas revoked, the department said nearly 4,000 resulted from direct violations of U.S. laws.

Another 200 to 300 fell under terrorism-related violations outlined in Section 3B of the Immigration and Nationality Act.

This code broadly defines terrorism as any act that endangers human life or violates U.S. law.

Earlier this year, the administration temporarily suspended visa appointments for foreign students.

In June, when appointments resumed, authorities introduced stricter checks.

They required applicants to provide access to their social media accounts. Officials argued that public online activity would help them detect possible hostility toward American citizens, culture, or institutions.

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Furthermore, the government directed officers to identify individuals who support foreign terrorist groups or promote unlawful antisemitic violence.

Washington said these steps aim to protect national security and prevent extremist influence within U.S. campuses.

The decision has sparked mixed reactions globally.

While supporters believe the move strengthens America’s defenses, critics argue it unfairly targets students based on activism and political expression.

Immigration experts also warn that such sweeping actions could discourage talented international students from choosing the U.S. for higher education.

The visa crackdown comes at a time when relations between Washington and many foreign governments remain tense.

Observers say the policy could affect thousands of families who invested heavily in education opportunities abroad.

As the U.S. enforces stricter controls, international students now face an uncertain future.

The message from Washington remains clear: breaking U.S. laws or aligning with movements deemed hostile will carry severe consequences.

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Education

2025 UTME: JAMB Opens Probe Into 6,458 Candidates

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UTME results are out...JAMB

The Joint Admissions and Matriculation Board (JAMB) has launched a major investigation into 6,458 candidates accused of using sophisticated technology to cheat in the 2025 Unified Tertiary Matriculation Examination (UTME).

JAMB Registrar, Prof. Ishaq Oloyede, on Monday, August 18, inaugurated a 23-member Special Committee on Examination Infraction to handle what he described as the “most complex wave of exam fraud” the board has ever faced.

According to Oloyede, exam malpractice has moved far beyond impersonation and answer sharing.

He revealed that investigators discovered advanced methods such as biometric manipulation, image blending, falsified albinism claims, and attempts to hack into Computer-Based Test (CBT) centres’ networks.

“This year, we came across strange cases that required us to expand our resources,” Oloyede said.

“Examination malpractice is something we must fight with every pinch of blood in our veins. If left unchecked, it will destroy our education system and tarnish Nigeria’s image globally.”

The registrar disclosed that 141 “normal” malpractice cases have already gone to JAMB’s disciplinary committee.

However, the newly inaugurated body will focus on “extraordinary infractions” involving advanced digital fraud and criminal collusion.

He outlined the committee’s duties:

  • Investigate identity fraud cases such as image and finger blending.
  • Review claims of albinism falsification and result tampering.
  • Examine the technologies used to commit the fraud.
  • Recommend stronger exam policies.
  • Decide the fate of 6,458 candidates whose results remain under probe.

Oloyede gave the committee a three-week deadline, stressing that “justice delayed is justice denied.”

He explained that admissions will close in about four weeks, and innocent candidates should not miss out on opportunities because of prolonged investigations.

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Committee chairman, Dr. Jake Epele, assured Nigerians that his team will treat the assignment as a national duty.

“Examination malpractice is not just a breach of rules. It is a direct assault on merit and the future of our youth,” Epele said. “Everyone on this committee has a sacred duty not a job.

We must defend the credibility of JAMB exams, restore public confidence, and prove that honesty remains the path to opportunity.”

The 23-member panel includes academics, security experts, and representatives from Microsoft Africa, the Department of State Services (DSS), the Nigeria Police Force, and the National Association of Nigerian Students (NANS).

For many Nigerian youths, JAMB’s UTME remains the single gateway to higher education.

Any compromise in the system undermines fairness, discourages hard work, and erodes trust in national institutions.

By aggressively tackling tech-enabled fraud, JAMB hopes to protect both the credibility of exams and the future of millions of students.

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Education

Imo Govt Bans Pupils’ Graduation Parties

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The Imo State Government has introduced sweeping reforms in its education sector, sparking reactions from parents and stakeholders.

Governor Hope Uzodimma’s administration announced the new policy through a memo signed on August 15, 2025, by the Commissioner for Education, Professor Bernard Ikegwuoha.

In the document titled “Policy on Education for Public and Private Primary and Secondary Schools in Imo State”, the government directed schools to scrap graduation ceremonies for kindergarten, nursery, and Junior Secondary School 3 (JSS3) students.

The new rule allows only pupils finishing Primary 6 and students completing Senior Secondary School 3 (SSS3) to hold graduation parties, in line with Nigeria’s 6-3-3-4 education system.

Professor Ikegwuoha explained that the decision aims to shift focus back to academics instead of expensive ceremonies.

He stressed that schools, parents, and guardians must place emphasis on educational milestones that truly mark the end of a learning cycle.

According to him, holding graduation events at every stage distracts from academic achievement and drains parents financially.

Beyond graduation parties, the Commissioner also tackled the growing issue of frequent textbook changes.

He condemned schools for introducing new textbooks every year, describing the trend as exploitative.

To ease the financial stress on families, the government directed that all approved textbooks must remain in use for at least four years.

This allows siblings to reuse the same materials and helps parents avoid unnecessary spending.

“Proprietors of private and faith-based schools must stick to the approved list of textbooks,” Ikegwuoha warned.

“Constantly changing books every academic session not only burdens parents but also disrupts the stability needed to improve learning outcomes.”

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He further explained that adopting a four-year lifespan for textbooks would encourage uniformity across schools in Imo State.

According to him, consistency in learning materials creates a more efficient environment for both teachers and students.

He emphasized that the government wants to improve the quality of education without adding unnecessary costs to families already struggling with economic hardship.

Stakeholders have begun reacting to the policy.

Some parents welcomed the move, noting that graduation parties for very young children had become unnecessary social competitions.

Others applauded the textbook directive, saying it would help them save money and provide relief for households with multiple school-aged children.

The new policy takes immediate effect across both public and private schools.

The government has vowed to monitor strict compliance and sanction schools that attempt to bypass the rules.

By focusing on long-term academic achievement, the Uzodimma administration hopes to restore balance and affordability to education in Imo State.

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Education

Tech revolution surges, Nigerians flock to DDM Academy Cohort 6

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(DDM) – The sixth cohort of DDM Academy is set to commence on September 15th, 2025, with applications already open for prospective students.

The program, widely regarded as one of the most affordable and practical digital training initiatives in Nigeria, offers young people the chance to acquire essential technology skills for today’s fast-changing world.

Diaspora Digital Media (DDM) gathered that the Academy, based in Awka, Anambra State, has consistently produced graduates who have gone on to secure jobs, internships, and freelance opportunities across multiple sectors.

The organizers noted that the Cohort 6 program will accept a limited number of students, both online and onsite, ensuring that training remains personalized and hands-on.

Officials said the Academy has become a reference point for digital transformation in the South-East and beyond, with young Nigerians from different states signing up for the training.

Available courses include Frontend Web Development, Backend Web Development, Cybersecurity, UI/UX and Product Design, Data Analytics, Artificial Intelligence, Machine Learning, Graphics Design, and Microsoft Office Suite.

Each course, according to the Academy, is designed to meet industry needs, providing students with the technical capacity to compete globally.

Instructors are drawn from experienced professionals who combine real-world expertise with practical teaching methods.

The Academy’s management explained that the digital economy is expanding rapidly, and those who fail to update their skills risk being left behind in an increasingly competitive job market.

They further stressed that the program is open to undergraduates, graduates, and professionals seeking to upgrade their skills, as well as secondary school leavers aspiring to pursue tech-driven careers.

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Officials also announced a referral bonus system where existing students or interested individuals can earn ₦5,000 for each candidate they refer who successfully registers and pays for training.

The announcement added that the program is flexible, offering both virtual and physical learning environments, depending on the student’s preference.

Applications are ongoing, and interested candidates are directed to the official link at https://www.ddm.media/cohort-6 for registration.

The Academy emphasized that seats are limited and encouraged prospective students to apply immediately to avoid missing out.

Graduates of previous cohorts testified that the training helped them land remote work opportunities and prepare for global career challenges.

As the digital revolution accelerates, experts insist that Nigerian youths must embrace practical training in technology to remain relevant.

DDM Academy management maintained that the September 15th intake will build on the success of earlier programs and set new standards for tech education in the region.

With a countdown to the official start date already underway, the Academy is positioning itself as a critical platform for Nigeria’s next generation of innovators, problem solvers, and digital leaders.

 

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