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Experts Reveal Best Investment Options For Nigerians in Q4 2025

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(DDM) – As inflation in Nigeria drops to 20.12 percent, financial experts are advising investors to adopt a balanced portfolio strategy to maximize returns in the fourth quarter of 2025.

Diaspora Digital Media (DDM) gathered that with the economy showing signs of stability, many Nigerians are now asking where best to invest ₦1 million before year-end to preserve value and achieve real growth.

According to investment analysts, the smartest approach is to diversify across multiple asset classes, balancing risk and reward in line with current market conditions.

They recommend that investors allocate 60 percent of their funds to dividend-paying equities, 25 percent to fixed-income instruments, and the remaining 15 percent to alternative assets such as gold or Real Estate Investment Trusts (REITs).

The experts explained that as interest rates ease and corporate earnings continue to rebound, the Nigerian equities market is becoming more attractive for medium- to long-term investors seeking capital appreciation and steady dividend income.

They also noted that blue-chip stocks in sectors such as banking, telecommunications, and consumer goods remain the most promising, given their strong fundamentals and resilience amid recent economic volatility.

Diaspora Digital Media (DDM) learned that fixed-income funds, including treasury bills, FGN savings bonds, and corporate debt instruments, offer safer returns and help cushion portfolio risks, especially for conservative investors.

Financial strategist, Chuka Okonkwo, told DDM that the combination of equities and fixed-income assets provides a hedge against inflation while ensuring liquidity and consistent income flow.

He added that alternative assets such as gold, real estate, and digital investment vehicles like REITs are ideal for protecting wealth against market shocks and currency depreciation.

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Analysts emphasized that diversification remains the most critical rule for investors in uncertain economic periods, noting that spreading funds across multiple assets helps minimize exposure to losses while taking advantage of emerging opportunities.

They advised investors to avoid speculative short-term trades and focus instead on stable, income-generating ventures with clear growth potential.

Experts further highlighted that Nigeria’s capital market performance in the last two quarters of 2025 has shown encouraging signs of recovery, driven by renewed investor confidence and easing fiscal pressures.

Diaspora Digital Media (DDM) reports that the Central Bank’s recent measures to stabilize the naira and reduce inflation have contributed to improved market outlooks, spurring optimism among portfolio managers and individual investors alike.

Economists predict that the fourth quarter could see moderate growth in the equities market as listed firms begin to release stronger earnings reports and distribute dividends ahead of the 2026 fiscal year.

However, they caution that investors should monitor macroeconomic indicators, global oil prices, and exchange rate trends that could influence local investment performance.

Overall, the consensus among experts is clear: a well-diversified portfolio, mixing equities, bonds, and alternative assets, remains the safest and most rewarding way for Nigerians to grow ₦1 million in Q4 2025.

By maintaining discipline, patience, and smart allocation, investors can turn inflation challenges into profitable opportunities before the year closes.

 

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Asti Christmas Market: Europe’s Hidden Festive Gem Revealed

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Europe’s Christmas markets are legendary, drawing tourists to Germany, Austria, and other popular destinations.

But Italy is quietly home to one of the continent’s most enchanting festive experiences, tucked away in the Piedmont region.

Asti, located just 34 miles southeast of Turin, is a medieval city renowned for its sparkling wine, historic towers, and the Palio di Asti horse race.

During the holiday season, the city transforms into a magical winter wonderland, earning recognition as one of Europe’s top Christmas markets for 2025.

The Asti Christmas Market was named the “Best Fairytale Christmas Market” in the European Best Destinations ranking.

It joins prestigious markets such as Gdansk in Poland, Brussels’ Winter Wonders, and Riga in Latvia.

Visitors can explore Piazza Alfieri, which hosts over 140 wooden stalls offering handmade crafts, regional gastronomy, and street food.

The market opens from 10 a.m. to 8 p.m. starting Saturday, November 15, and runs until December 21.

During the first weeks, it is open on weekends only, expanding to Thursday through Sunday from December 6, with an additional opening on Monday, December 8.

Entry to the Asti Christmas Market is free and does not require prior booking.

Food lovers are treated to a strong selection of Piedmontese cuisine, local wines, and vibrant street-food options.

Travelers can reach Asti conveniently via Turin’s major airport (TRN), just 43 miles away.

Ryanair flights from London Stansted to Turin are currently priced as low as £19 for early December, a fraction of typical fares to Germany or Austria.

From Turin, trains run every 30 minutes to Asti, taking 35 to 50 minutes. One-way tickets cost €6-10 (£5.30-£8.80) and can be purchased at the station or online via Trenitalia.

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For those preferring to drive, the journey along the A21 motorway from Turin to Asti takes approximately 50 minutes.

With its combination of affordability, festive charm, and authentic Italian culture, Asti’s Christmas Market is emerging as a must-visit destination for holiday travelers seeking something beyond the usual European hotspots.

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President Trump signs bill to end longest U.S. shutdown

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(DDM) – Former U.S. President Donald Trump has signed legislation to reopen the federal government, officially ending the longest shutdown in American history.

The move comes after weeks of tense negotiations between the White House and Congress over border wall funding, which had caused the partial shutdown to drag on for more than a month.

DDM notes that Hundreds of thousands of federal workers were forced to go without pay during the standoff, sparking widespread protests and economic disruptions across the United States.

The new funding bill, which received bipartisan support, restores full operations to federal agencies and guarantees back pay to affected workers.

Trump, in a brief statement after signing the legislation, said the decision was made to “put the American people first” and to allow the government to “get back to work.”

He maintained that the administration would continue to push for stronger border security, but emphasized that national stability and economic continuity were immediate priorities.

Political analysts described the move as a calculated step to ease mounting public pressure and economic concerns that had intensified during the record shutdown.

Economists also warned that the prolonged closure had cost the U.S. economy billions of dollars in lost productivity, affecting sectors from aviation to public health.

Federal agencies have since resumed full operations, while workers across departments have expressed relief after weeks of uncertainty and financial hardship..

Observers say the episode could have lasting political consequences, testing both party unity and the limits of executive leverage in U.S. governance.

As government offices reopen, attention has now shifted to preventing a repeat of such shutdowns, which many see as damaging to public confidence and national reputation.

READ ALSO:  President Trump signs bill to end longest U.S. shutdown

The U.S. shutdown, which began over disagreements surrounding border wall allocations, has now entered history as the longest and most economically costly in the nation’s democratic era.

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From Anambra Soil to Global Market: Nwosu’s Blueprint

By Paschal Azubuike

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Maize and yam farming
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To Build Palm Oil and Cassava Estates Like Malaysia and Prosper Our Rural Families

In the quiet farmlands of Anambra, where generations have tilled the soil with hope, a new dawn is rising.

For too long, our rural communities have worked hard yet gained little.

Our cassava farmers heroes in worn slippers, process their harvest with bare hands.

Our palm oil producers still rely on age old methods, while nations like Malaysia turned palm oil into a global goldmine.

But in this season of political and farming awakening, one man stands with a vision rooted in our soil and aimed at the world, John Nwosu of the African Democratic Congress (ADC).

African Democratic Congress (ADC) gubernatorial candidate, Mr. John Chuma Nwosu

African Democratic Congress (ADC) gubernatorial candidate, Mr. John Chuma Nwosu

Nwosu isn’t just promising development.

He is promising dignity and wealth, actually, a return of pride to the farmers who feed our land.

Nwosu’s blueprint is bold and transformative:

  • Build modern palm oil plantations and processing estates

  • Develop cassava value-chain zones powered by technology

  • Train and support rural farmers with access to finance
  • Create storage, processing, and export hubs
  • Turn our villages into international agro investment destinations

This is not politics as usual; this is a mission to lift our rural families from subsistence to prosperity.

A mission to ensure that the hands that plant are the hands that profit.

A mission to turn Anambra into Nigeria’s food to wealth capital.

“Proudly Anambra” palm oil and cassava products

Imagine Ogbaru, Ihiala, Aguata, and Ayamelum booming like Malaysia’s Selangor and our youths returning home to run agro-industries, instead of fleeing in search of survival.

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Imagine women farmers earning globally competitive incomes, while branded “Proudly Anambra” palm oil and cassava products on shelves from Lagos to London, Dubai to New York.

For years we watched the world grow wealthy from crops that originated here.

Now, John Nwosu says “it is our turn; it is Anambra’s turn”.

No farmer will be forgotten. No rural child will be left behind.

With ADC, our land will work for us not the other way around.

This is not just agriculture, it is liberation. It is job creation. It is rural revival.

And it begins with one vote. One commitment. One vision for prosperity rooted in the red soil of home.

Ndi Anambra, the future is in our farms and the future is now.

Vote John Nwosu, vote ADC!

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